MortgageFi · Financing with perspective.

ELIGIBLE HOMES & HOUSEHOLDS

USDA loans

Explore USDA-guaranteed financing for an eligible primary residence. Both the property location and household income need review.

Rural & suburban Primary residence Government guaranteed
START WITH THE FIT

A considered fit.

Buyers considering homes in USDA-eligible areas.

The details that matter.

  • Property eligibility is address-specific.
  • Household income and program eligibility requirements apply.
  • Compare guarantee fees and total monthly housing costs.

Prepare for the conversation.

  • Household income documentation
  • Property address and purchase details
  • Asset and employment records

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

Read the official program background
KEEP EXPLORING

A broader view.
More possibilities.

See Home purchase
THE EVERYDAY FOUNDATION

Conventional loans

A mortgage without a federal government insurance or guarantee. Compare conforming financing against your income, credit, down payment, and property goals.

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GOVERNMENT INSURED

FHA loans

An FHA-insured mortgage path for an eligible principal residence. Review the down payment, mortgage insurance, and total housing cost together.

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FOR ELIGIBLE MILITARY BORROWERS

VA loans

A VA-backed home loan for eligible service members, veterans, and certain surviving spouses. Start by confirming service eligibility and the financing requirements.

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Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.