MortgageFi · Financing with perspective.

GOVERNMENT INSURED

FHA loans

An FHA-insured mortgage path for an eligible principal residence. Review the down payment, mortgage insurance, and total housing cost together.

Primary residence Government insured Purchase
START WITH THE FIT

A considered fit.

Homebuyers comparing an FHA mortgage with conventional financing.

The details that matter.

  • FHA credit and property requirements apply.
  • Upfront and ongoing mortgage insurance affect the cost.
  • County loan limits and lender requirements must be checked.

Prepare for the conversation.

  • Income and employment documentation
  • Down payment and asset statements
  • Property and purchase details

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

Read the official program background
KEEP EXPLORING

A broader view.
More possibilities.

See Home purchase
THE EVERYDAY FOUNDATION

Conventional loans

A mortgage without a federal government insurance or guarantee. Compare conforming financing against your income, credit, down payment, and property goals.

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FOR ELIGIBLE MILITARY BORROWERS

VA loans

A VA-backed home loan for eligible service members, veterans, and certain surviving spouses. Start by confirming service eligibility and the financing requirements.

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ELIGIBLE HOMES & HOUSEHOLDS

USDA loans

Explore USDA-guaranteed financing for an eligible primary residence. Both the property location and household income need review.

Explore program

Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.