MortgageFi · Financing with perspective.

THE EVERYDAY FOUNDATION

Conventional loans

A mortgage without a federal government insurance or guarantee. Compare conforming financing against your income, credit, down payment, and property goals.

Conforming Purchase Refinance
START WITH THE FIT

A considered fit.

Buyers with documented income who want to compare established financing paths.

The details that matter.

  • Loan limits vary by county and unit count.
  • Mortgage insurance may apply depending on the loan structure.
  • Occupancy, property type, and the full financial picture matter.

Prepare for the conversation.

  • Income and employment documentation
  • Recent asset statements
  • Property details and purchase contract

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

Read the official program background
KEEP EXPLORING

A broader view.
More possibilities.

See Home purchase
GOVERNMENT INSURED

FHA loans

An FHA-insured mortgage path for an eligible principal residence. Review the down payment, mortgage insurance, and total housing cost together.

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FOR ELIGIBLE MILITARY BORROWERS

VA loans

A VA-backed home loan for eligible service members, veterans, and certain surviving spouses. Start by confirming service eligibility and the financing requirements.

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ELIGIBLE HOMES & HOUSEHOLDS

USDA loans

Explore USDA-guaranteed financing for an eligible primary residence. Both the property location and household income need review.

Explore program

Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.