MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
The numbers,
in perspective.
Estimate a monthly payment or explore rental cash flow. Every input is yours to adjust. These are planning calculations, not loan quotes.
Understand the
possibilities.
Compare scenarios before the conversation. Your actual payment may include additional mortgage insurance, fees, assessments, or lender-specific treatment.
DSCR = qualifying rental income ÷ qualifying housing expense. Lender rent definitions and payment treatment vary. This tool uses your entered rent and estimated PITIA.
Explore my loan optionsUse actual local tax and insurance estimates for a more useful comparison.
Estimated monthly housing cost
$3,843/ month
Principal, interest, taxes, insurance & HOA.
Mortgage insurance and fees are excluded.
- Principal & interest
- $3,193.45
- Property taxes
- $500.00
- Insurance
- $150.00
- HOA dues
- $0.00
Loan amount
$480,000Down payment
$120,000Planning estimates only. Excludes mortgage insurance, closing costs, lender fees, and any insurance or assessments not entered. Taxes, insurance, and HOA dues may change. These examples are not an offer, Loan Estimate, approval, or eligibility decision. Mortgage insurance may apply, including at down payments below 20%. Understand payment components ↗
Illustrative DSCR
0.00DSCR
Monthly rent divided by estimated monthly housing expense.
- Principal & interest
- $2,993.86
- Property taxes
- $500.00
- Insurance
- $150.00
- HOA dues
- $0.00
- Total monthly expense
- $3,643.86
Monthly rent
$0Loan amount
$450,000DSCR = $0.00 ÷ $3,643.86.
Expenses shown are monthly. Annual taxes and insurance are divided by 12.
Planning estimates only. Excludes mortgage insurance, closing costs, lender fees, and any insurance or assessments not entered. Taxes, insurance, and HOA dues may change. These examples are not an offer, Loan Estimate, approval, or eligibility decision. Investors may use different qualifying rent, payment, and DSCR definitions. Understand payment components ↗
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.