MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
Retirement income mortgage review
Review a purchase or refinance using eligible retirement income and assets. Compare a traditional mortgage with other strategies before choosing.
A considered fit.
Retired or transitioning borrowers with pensions, benefits, distributions, or assets.
The details that matter.
- Income source, continuance, and documentation need review.
- Asset-based qualification methods differ by program.
- Affordability should include taxes, insurance, maintenance, and other charges.
Prepare for the conversation.
- Benefit, pension, or distribution documentation
- Retirement and other asset statements
- Property and current mortgage records
This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.
A broader view.
More possibilities.
HECM reverse mortgage
An FHA-insured reverse mortgage for eligible homeowners age 62 or older. Compare the costs and repayment events with the option of keeping a traditional mortgage.
HECM for purchase
Explore an eligible home purchase using HECM reverse mortgage financing. Review the required borrower funds, counseling, occupancy, and ongoing homeownership obligations.
Proprietary reverse mortgage review
Explore a proprietary reverse mortgage where available. Compare its protections, costs, proceeds, and obligations with an FHA-insured HECM.
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.