MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
Proprietary reverse mortgage review
Explore a proprietary reverse mortgage where available. Compare its protections, costs, proceeds, and obligations with an FHA-insured HECM.
A considered fit.
Homeowners whose property or needs warrant a separate reverse mortgage review.
The details that matter.
- Proprietary reverse mortgages are not FHA-insured HECMs.
- Age, state, property, and counseling requirements vary.
- Repayment events and ongoing property obligations need careful review.
Prepare for the conversation.
- Age, ownership, and occupancy details
- Property and mortgage information
- Income, asset, and property-charge records
This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.
A broader view.
More possibilities.
HECM reverse mortgage
An FHA-insured reverse mortgage for eligible homeowners age 62 or older. Compare the costs and repayment events with the option of keeping a traditional mortgage.
HECM for purchase
Explore an eligible home purchase using HECM reverse mortgage financing. Review the required borrower funds, counseling, occupancy, and ongoing homeownership obligations.
Retirement income mortgage review
Review a purchase or refinance using eligible retirement income and assets. Compare a traditional mortgage with other strategies before choosing.
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.