MortgageFi · Financing with perspective.

A DIFFERENT WAY TO BUY IN RETIREMENT

HECM for purchase

Explore an eligible home purchase using HECM reverse mortgage financing. Review the required borrower funds, counseling, occupancy, and ongoing homeownership obligations.

Reverse mortgage Purchase Retirement
START WITH THE FIT

A considered fit.

Eligible older buyers considering a new primary residence.

The details that matter.

  • Eligibility, counseling, and financial assessment requirements apply.
  • The buyer needs acceptable funds to cover the difference and closing costs.
  • Taxes, insurance, maintenance, and applicable property charges remain due.

Prepare for the conversation.

  • Age and household information
  • Source of purchase funds and asset statements
  • Proposed property and purchase details

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

Read the official program background
KEEP EXPLORING

A broader view.
More possibilities.

See Retirement & reverse
A CAREFUL EQUITY CONVERSATION

HECM reverse mortgage

An FHA-insured reverse mortgage for eligible homeowners age 62 or older. Compare the costs and repayment events with the option of keeping a traditional mortgage.

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LENDER-SPECIFIC REVERSE OPTIONS

Proprietary reverse mortgage review

Explore a proprietary reverse mortgage where available. Compare its protections, costs, proceeds, and obligations with an FHA-insured HECM.

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TRADITIONAL FINANCING IN RETIREMENT

Retirement income mortgage review

Review a purchase or refinance using eligible retirement income and assets. Compare a traditional mortgage with other strategies before choosing.

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Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.