MortgageFi · Financing with perspective.

THE HOME & THE WORK

Renovation loans

Review financing that combines an eligible home purchase or refinance with renovation work. The project scope and the financing need to work together.

Renovation Purchase Refinance
START WITH THE FIT

A considered fit.

Buyers and homeowners evaluating an eligible renovation project.

The details that matter.

  • Eligible work and contractor requirements depend on the program.
  • An appraisal and project review may be required.
  • Draw schedules and completion deadlines need planning.

Prepare for the conversation.

  • Contractor estimate and scope of work
  • Property and transaction details
  • Income and asset documentation

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

Read the official program background
KEEP EXPLORING

A broader view.
More possibilities.

See Home purchase
THE EVERYDAY FOUNDATION

Conventional loans

A mortgage without a federal government insurance or guarantee. Compare conforming financing against your income, credit, down payment, and property goals.

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GOVERNMENT INSURED

FHA loans

An FHA-insured mortgage path for an eligible principal residence. Review the down payment, mortgage insurance, and total housing cost together.

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FOR ELIGIBLE MILITARY BORROWERS

VA loans

A VA-backed home loan for eligible service members, veterans, and certain surviving spouses. Start by confirming service eligibility and the financing requirements.

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Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.