MortgageFi · Financing with perspective.

EMPLOYMENT DOCUMENTATION REVIEW

Written VOE scenario review

Explore whether a lender-specific written verification of employment path fits the file. The employment, income, and verification method must satisfy the selected program.

VOE Manual review Alternative documentation
START WITH THE FIT

A considered fit.

Borrowers with a documentation scenario that needs a specific lender review.

The details that matter.

  • Written VOE is not a universal substitute for income documentation.
  • Employer verification and supporting records may be required.
  • Availability depends on the lender, transaction, and state.

Prepare for the conversation.

  • Employment history and employer information
  • Written VOE and requested supporting records
  • Asset and property information

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

KEEP EXPLORING

A broader view.
More possibilities.

See Self-employed & Non-QM
BUSINESS INCOME, DIFFERENT DOCUMENTS

Bank statement loans

Explore an alternative income-documentation path using eligible bank statements. Deposits need to be reviewed for qualifying income rather than treated as income automatically.

Explore program
INDEPENDENT INCOME

1099 income loans

Explore qualifying income using eligible 1099 documentation. Review the work history, expenses, and consistency behind the reported income.

Explore program
REVIEW THE BUSINESS PERFORMANCE

Profit & loss loans

Explore a lender-specific income path built around an eligible profit and loss statement. The preparer, reporting period, and supporting records need review.

Explore program

Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.