MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
1099 income loans
Explore qualifying income using eligible 1099 documentation. Review the work history, expenses, and consistency behind the reported income.
A considered fit.
Independent contractors and other eligible 1099 earners.
The details that matter.
- Required history and supporting documents vary.
- Gross 1099 income may be reduced for expenses.
- The complete borrower and property profile is still reviewed.
Prepare for the conversation.
- Requested 1099 forms
- Work and business history
- Supporting bank statements and asset records
This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.
A broader view.
More possibilities.
Bank statement loans
Explore an alternative income-documentation path using eligible bank statements. Deposits need to be reviewed for qualifying income rather than treated as income automatically.
Profit & loss loans
Explore a lender-specific income path built around an eligible profit and loss statement. The preparer, reporting period, and supporting records need review.
Written VOE scenario review
Explore whether a lender-specific written verification of employment path fits the file. The employment, income, and verification method must satisfy the selected program.
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.