MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
Self-employed equity review
Explore whether alternative income documentation can be used for an eligible equity loan. Compare a refinance, a line of credit, and a second mortgage where available.
A considered fit.
Self-employed homeowners evaluating access to available equity.
The details that matter.
- Documentation options differ by product and lender.
- Property value, existing liens, and combined leverage matter.
- Compare payments, closing costs, and the term of the debt.
Prepare for the conversation.
- Mortgage statements and property details
- Business and income documentation
- Recent asset statements
This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.
A broader view.
More possibilities.
Bank statement loans
Explore an alternative income-documentation path using eligible bank statements. Deposits need to be reviewed for qualifying income rather than treated as income automatically.
1099 income loans
Explore qualifying income using eligible 1099 documentation. Review the work history, expenses, and consistency behind the reported income.
Profit & loss loans
Explore a lender-specific income path built around an eligible profit and loss statement. The preparer, reporting period, and supporting records need review.
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.