MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
Investor second mortgage review
Explore whether an eligible investment-property second lien can fit behind the existing mortgage. Availability depends on the investor, property, and state.
A considered fit.
Rental owners who want to compare retaining their first mortgage.
The details that matter.
- Investment-property second liens have distinct lender requirements.
- Combined leverage, rental income, and first-lien terms need review.
- A second loan adds a payment and changes cash flow.
Prepare for the conversation.
- Existing mortgage and lien statements
- Lease and property income records
- Value, assets, and entity information
This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.
A broader view.
More possibilities.
DSCR purchase
Explore a business-purpose rental loan that reviews the property’s qualifying income in relation to its required housing payment. The borrower, property, and transaction still need underwriting.
DSCR rate & term refinance
Explore refinancing an eligible rental property through a DSCR path. Compare the existing loan with the proposed payment, costs, and investment plan.
DSCR cash-out refinance
Explore accessing available investment-property equity through a new rental loan. Review the resulting payment and cash flow before choosing a structure.
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.