MortgageFi · Financing with perspective.
A broader view.
A considered beginning.
DSCR rate & term refinance
Explore refinancing an eligible rental property through a DSCR path. Compare the existing loan with the proposed payment, costs, and investment plan.
A considered fit.
Rental property owners reviewing their existing financing.
The details that matter.
- Rental income and payment calculations are lender-specific.
- Existing prepayment penalties and new loan costs matter.
- Title, entity, seasoning, and property review may apply.
Prepare for the conversation.
- Existing mortgage statement
- Current lease and property income records
- Assets, title, and entity information
This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.
A broader view.
More possibilities.
DSCR purchase
Explore a business-purpose rental loan that reviews the property’s qualifying income in relation to its required housing payment. The borrower, property, and transaction still need underwriting.
DSCR cash-out refinance
Explore accessing available investment-property equity through a new rental loan. Review the resulting payment and cash flow before choosing a structure.
Short-term rental loans
Explore financing for an eligible short-term rental. Historical income, local operating rules, and the investor’s income methodology all need a closer look.
Your next chapter.
Consider the possibilities.
Begin with a goal. Explore your possibilities. Prepare for the conversation.