MortgageFi · Financing with perspective.

RENTAL PROPERTY FINANCING

DSCR purchase

Explore a business-purpose rental loan that reviews the property’s qualifying income in relation to its required housing payment. The borrower, property, and transaction still need underwriting.

DSCR Rental property Business purpose
START WITH THE FIT

A considered fit.

Investors purchasing an eligible rental property.

The details that matter.

  • For eligible investment properties, not an owner-occupied home.
  • Qualifying rent and payment definitions vary by investor.
  • Credit, liquidity, leverage, and prepayment terms require review.

Prepare for the conversation.

  • Purchase contract and property details
  • Lease or proposed rental information
  • Credit, assets, and entity information

This is an initial discussion checklist. The applicable lender may require additional documents and uses its own eligibility and calculation rules. Do not send sensitive documents through this preview.

KEEP EXPLORING

A broader view.
More possibilities.

See Investor & DSCR
REVISIT THE RENTAL LOAN

DSCR rate & term refinance

Explore refinancing an eligible rental property through a DSCR path. Compare the existing loan with the proposed payment, costs, and investment plan.

Explore program
RENTAL EQUITY STRATEGY

DSCR cash-out refinance

Explore accessing available investment-property equity through a new rental loan. Review the resulting payment and cash flow before choosing a structure.

Explore program
THE STR PROPERTY STORY

Short-term rental loans

Explore financing for an eligible short-term rental. Historical income, local operating rules, and the investor’s income methodology all need a closer look.

Explore program

Your next chapter.
Consider the possibilities.

Begin with a goal. Explore your possibilities. Prepare for the conversation.

Find the differences.

Compare possible paths. Actual availability and eligibility require lender review.